Ian Mucignat

Mortgage advice you can trust

Providing the best mortgage products at the lowest cost for individuals, families, and businesses.
 

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Honest, independent and unbiased advice

Ian Mucignat, CFA has worked in the mortgage industry since January 2000. His vast work experience at Banks and Lenders provides him a true “insider” look into the motivation and tactics of the lenders. This is important because it translates into real cost savings for his clients.

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Why you need a Mortgage Broker/Agent on your side
VIDEO: Why you need a Mortgage Broker/Agent on your side

 

Why you need a Mortgage Broker/Agent on your side

Video: Why you need a Mortgage Broker/Agent on your side


Honest, independent and unbiased advice

Ian Mucignat, CFA has worked in the mortgage industry since January 2000. His vast work experience at Banks and Lenders provides him a true “insider” look into the motivation and tactics of the lenders. This is important because it translates into real cost savings for his clients.

Learn more about Ian keyboard_arrow_right

 

LATEST POSTS


 

In part 1 of our look into appraisals, we looked at the requirement of the appraisal in mortgage financing, the appraisal risk, and how it can be mitigated (read more).

In Part 2, I started an interview with Demitry Omrin, the owner of The Real Estate Consulting Group of Canada (www.recg.ca) to capture his thoughts on the current trends in housing values and learn more about appraisals in general. Demitry has been an appraiser for 26 years and services the Toronto and surrounding areas. This week, I continue the interview, and we’ll at some practical tips he can offer homeowners and mortgage brokers.

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Wouldn’t it be nice if you could get a fatter income tax return? In the U.S. they are allowed to write off their interest from their principal residence. What about in Canada? Can I write off the interest on my mortgage?

Learn more...

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The change in housing prices aren’t supposed to move nearly as wildly as they have been over the last few years. After all, we have been in low inflation economic model since the early nineties. However, that being said, we are in a period of very low interest rates and the prices have been swinging around considerably. This makes the task and importance of a house appraiser for mortgage financing even more important to the buyer.

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CLIENT TESTIMONIALS

“the whole process was easy and painless”

Ian got us a great mortgage with terms we were very happy with. He greatly simplified and thoroughly explained the mortgage application process, and helped us with us every step of the way through it. He made the whole process easy and painless. I wouldn't hesitate to recommend Ian to everyone!

- Andrew Y

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Top 10 reasons to use Ian Mucignat as your mortgage agent:Ian - cartoon

  1. Get independent, objective advice on your financial options. Mortgage Agents are not restricted to any one bank or range of products. They work for you and can make objective recommendations on financing solutions through hundreds of lenders. 
  2. Save time with convenient one-stop-shopping. Mortgage Agents do the research and shopping for you so there's no need for you to waste time organizing appointments with competing mortgage lenders when you could be house-hunting! 
  3. Negotiating on your behalf. Negotiating can be stressful. Mortgage Agents act in your best interest and do all the negotiating to secure competitive rates and terms that make sense for you. 
  4. More choices. With a network of major lenders and products to choose from, Mortgage Agents can source your ideal mortgage options from banks, credit unions, non-traditional lenders and more.

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